Chapter B-6, Lender-Placed Insurance Lender-Placed Insurance Table of contents B-6-01, Lender-Placed Insurance Requirements
Browse the Guide Table Of Contents Copyright and Preface Part A Doing Business with Fannie Mae Subpart A1, Contractual Obligations Chapter A1-1, Understanding the Lender Contract A1-1-01, Application and Approval of Seller/Servicer A1-1-02, Representation and Warranty Requirements A1-1-03, Evaluating a Servicer’s Performance Chapter A1-2, Termination of the Lender Contract without Cause A1-2-01, Servicer’s Termination of the Lender Contract A1-2-02, Fannie Mae’s Termination of the Lender Contract without Cause Chapter A1-3, Repurchases, Indemnifications, and Make Whole Payment Requests A1-3-01, Requirements for Voluntary Repurchase A1-3-02, Fannie Mae-Initiated Repurchases, Indemnifications, Make Whole Payment Requests and Deferred Payment Obligations A1-3-03, Repurchase Obligations Related to Bifurcated Mortgage Loans A1-3-04, Reporting the Repurchase A1-3-05, Redelivering a Mortgage Loan A1-3-06, Automatic Reclassification of MBS Mortgage Loans Chapter A1-4, Breach of Contract and Nonperformance Section A1-4.1, Remedies Available to Fannie Mae A1-4.1-01, Defining a Breach of Contract A1-4.1-02, Fannie Mae’s Remedies Section A1-4.2, Imposition of Compensatory Fees A1-4.2-01, Compensatory Fees Other Than Delays in the Liquidation Process A1-4.2-02, Compensatory Fees for Delays in the Liquidation Process Subpart A2, Getting Started with Fannie Mae Chapter A2-1, Servicer Duties and Responsibilities A2-1-01, General Servicer Duties and Responsibilities A2-1-02, Servicer’s Duties and Responsibilities Related to MBS Mortgage Loans A2-1-03, Servicer's Duties and Responsibilities Related to Mortgage Loans with Resale Restrictions or Shared Equity Transactions A2-1-04, Execution of Legal Documents A2-1-05, Note Holder Status for Legal Proceedings Conducted in the Servicer’s Name A2-1-06, Use of Fannie Mae Trademarks A2-1-07, Subservicing A2-1-08, First Lien Mortgage Loan Requirements A2-1-09, Compliance with Requirements and Laws Chapter A2-2, Refinance and Lending Practices A2-2-01, Refinance and Lending Practices Chapter A2-3, Servicer Compensation A2-3-01, Servicer Compensation A2-3-02, Servicing Fees for Portfolio and MBS Mortgage Loans A2-3-03, Yield Differential Adjustments A2-3-04, Late Charges as Compensation A2-3-05, Fees for Certain Servicing Activities A2-3-06, Prepayment Premiums Chapter A2-4, Fannie Mae’s Quality Control Review A2-4-01, Quality Control Reviews Chapter A2-5, Individual Mortgage Loan Files and Records A2-5-01, Ownership and Retention of Individual Mortgage Loan Files and Records Chapter A2-6, Custodial Documents A2-6-01, Custodial Documents Chapter A2-7, Servicing Transfers A2-7-01, Concurrent Servicing Transfers A2-7-02, Pledge of Servicing Rights and Transfer of Interest in Servicing Income A2-7-03, Post-Delivery Servicing Transfers Chapter A2-8, Mortgage Electronic Registration System A2-8-01, Mortgage Electronic Registration System Chapter A2-9, Mortgage Assignments to Fannie Mae A2-9-01, General Requirements A2-9-02, Special Provision for Puerto Rico Subpart A3, Maintaining Fannie Mae Seller/Servicer Status Chapter A3-1, Maintaining Fannie Mae Seller/Servicer Status A3-1-01, Maintaining Fannie Mae Seller/Servicer Status Subpart A4, Setting Up Servicer Operations Chapter A4-1, Establishing and Implementing Internal Operations for All Mortgage Loans and Acquired Properties A4-1-01, Staffing, Training, Procedures, and Quality Control Requirements A4-1-02, Establishing Custodial Bank Accounts A4-1-03, Addressing Borrower Inquiries and Disputes Chapter A4-2, Requirements for Delinquent Mortgage Loans and Mortgage Loans at Risk of Default Section A4-2.1, Establishing Default Management Strategies A4-2.1-01, Preventing Defaults and Managing Delinquencies A4-2.1-02, Property Inspection Vendor Management and Oversight A4-2.1-03, Managing Short Sales A4-2.1-04, Establishing Contact with the Borrower A4-2.1-05, Requirements for Collection and Foreclosure Prevention Strategies Unique to Second Lien Mortgage Loans A4-2.1-06, Adverse Action Notification Certification A4-2.1-07, Servicer's Duties and Responsibilities Related to Mortgage Loans with an Outstanding Non-Interest-Bearing Balance Section A4-2.2, Requirements for Default-Related Law Firms A4-2.2-01, Selecting and Retaining Law Firms A4-2.2-02, Law Firm Management and Oversight A4-2.2-03, Prohibition Against Servicer-Specified Vendors for Fannie Mae Referrals, Use of Vendors, and Outsourcing Companies A4-2.2-04, Law Firm Suspensions, Matter Transfers, and Terminations Part B Escrow, Taxes, Assessments, and Insurance Chapter B-1, Escrow Account Administration B-1-01, Administering an Escrow Account and Paying Expenses Chapter B-2, Property Insurance Requirements B-2-01, Property Insurance Requirements Applicable to All Property Types B-2-02, Property Insurance Requirements for One- to Four-Unit Properties B-2-03, Master Property Insurance Requirements for Project Developments B-2-04, Individual Property Insurance Requirements for Units in Project Developments Chapter B-3, Flood Insurance Requirements B-3-01, Flood Insurance Requirements Applicable to All Property Types Chapter B-4, Additional Insurance Requirements B-4-01, Additional Insurance Requirements Chapter B-5, Property and Flood Insurance Loss Events and Claim Settlements B-5-01, Insured Loss Events B-5-02, Uninsured Loss Events Chapter B-6, Lender-Placed Insurance B-6-01, Lender-Placed Insurance Requirements Chapter B-7, Liability and Fidelity/Crime Insurance Requirements for Project Developments B-7-01, General Liability Insurance Requirements for Project Developments B-7-02, Fidelity/Crime Insurance Requirements for Project Developments Chapter B-8, Mortgage Insurance Section B-8.1, Conventional Mortgage Insurance Requirements B-8.1-01, Conventional Mortgage Insurance Servicer Responsibilities B-8.1-02, Paying Conventional Mortgage Insurance Premiums B-8.1-03, Replacing Conventional Mortgage Insurance Policies B-8.1-04, Termination of Conventional Mortgage Insurance Section B-8.2, FHA Mortgage Insurance Requirements B-8.2-01, FHA Mortgage Insurance Coverage Requirements B-8.2-02, Conversion of FHA Coinsured Mortgage Loans to Full Insurance B-8.2-03, Termination or Cancellation of FHA Mortgage Insurance and FHA Mortgage Insurance Premium Part C Mortgage Loan Payment Processing, Remitting, Accounting, and Reporting Chapter C-1, Processing Mortgage Loan Payments Section C-1.1, Processing Scheduled Mortgage Loan Payments C-1.1-01, Servicer Responsibilities for Processing Mortgage Loan Payments C-1.1-02, Processing Payment Shortages or Funds Received When a Mortgage Loan Modification Is Pending C-1.1-03, Automatically Drafting Payments from the Borrower’s Bank Account C-1.1-04, Accepting Biweekly Payments from Third-Party Payment Contractors Section C-1.2, Processing Unscheduled Mortgage Loan Payments C-1.2-01, Processing Additional Principal Payments C-1.2-02, Processing Short Sale Proceeds C-1.2-03, Processing Payments in Full C-1.2-04, Satisfying the Mortgage Loan and Releasing the Lien C-1.2-05, Charging for a Release of Lien Chapter C-2, Servicing ARM Loans Section C-2.1, Processing ARM Loan Payments C-2.1-01, Responsibilities for ARM Loan Servicing C-2.1-02, Notifying the Borrower Regarding Interest Rate and/or Payment Changes Section C-2.2, Processing Corrections to Errors C-2.2-01, Identifying and Disclosing Adjustment Errors C-2.2-02, Assuming Responsibility for Conversion Notice Errors C-2.2-03, Determining Whether to Provide a Refund or Credit for Overcharges Section C-2.3, Processing ARM Loan Conversions C-2.3-01, Processing ARM Conversions to Fixed Rate Mortgage Loans C-2.3-02, Notifying Fannie Mae of Conversions for Portfolio Mortgage Loans C-2.3-03, Repurchasing Converted MBS Mortgage Loans and Redelivering Them to Fannie Mae Chapter C-3, Remitting and Accounting C-3-01, Responsibilities Related to Remitting P&I Funds to Fannie Mae C-3-02, Remitting Payoff Proceeds Chapter C-4, Reporting Section C-4.1, Credit Bureau Reporting Requirements C-4.1-01, Notifying Credit Repositories Section C-4.2, IRS Reporting Requirements C-4.2-01, Filing IRS Forms Section C-4.3, Investor Reporting Requirements C-4.3-01, Servicer Responsibilities Related to Investor Reporting Part D Providing Solutions to a Borrower Subpart D1, Assisting the Borrower with Property-Related Issues and Legal Actions Chapter D1-1, Requests for the Release of Property and/or Charge-Off of a Mortgage Loan D1-1-01, Evaluating a Request for the Release, or Partial Release, of Property Securing a Mortgage Loan D1-1-02, Evaluating a First Lien Mortgage Loan for Charge-Off and Release of Lien D1-1-03, Evaluating a Second Lien Consideration of a Second Lien Mortgage Loan Chapter D1-2, Servicing Renovation Mortgage Loans D1-2-01, Renovation Mortgage Loans Chapter D1-3, Providing Assistance to a Borrower Impacted by a Disaster Event D1-3-01, Evaluating the Impact of a Disaster Event and Assisting a Borrower Chapter D1-4, Transfers of Ownership Section D1-4.1, Information Relating to Transfers of Ownership Applicable to All Mortgage Loans D1-4.1-01, Determining Whether a Transfer of Ownership Is Permitted D1-4.1-02, Allowable Exemptions Due to the Type of Transfer D1-4.1-03, Allowable Exceptions Due to State Law Restrictions (“Window-Period” Mortgage Loans) D1-4.1-04, Transfers of Ownership by Grant Deed D1-4.1-05, Enforcing the Due-on-Sale (or Due-on-Transfer) Provision Section D1-4.2, Information Relating to Transfers of Ownership on Conventional Mortgage Loans D1-4.2-01, Conventional Mortgage Loans that Do Not Include a Due-on-Sale (or Due-on-Transfer) Provision D1-4.2-02, Conventional Mortgage Loans That Include a Due- on-Sale (or Due-on-Transfer) Provision Section D1-4.3, Information Relating to Transfers of Ownership on Government Mortgage Loans D1-4.3-01, Transfers of Ownership on FHA and VA Mortgage Loans D1-4.3-02, Transfers of Ownership on RD Mortgage Loans Chapter D1-5, Call Provision Enforcement D1-5-01, Call Options and Cross-Default Provisions Chapter D1-6, Addressing Notices of Liens, Legal Action, Property Forfeitures or Seizures, or Other Actions D1-6-01, Requesting to Waive Certain Rights under the Mortgage Loan D1-6-02, Handling Notices of Liens, Legal Action, Other Actions Impacting Fannie Mae’s Interest D1-6-03, Handling Property Forfeitures and Seizures Subpart D2, Assisting a Borrower Who is Facing Default or in Default Chapter D2-1, Working with a Borrower Who is Facing Default D2-1-01, Determining if the Borrower’s Mortgage Payment is in Imminent Default Chapter D2-2, Requirements for Contacting a Borrower D2-2-01, Achieving Quality Right Party Contact with a Borrower D2-2-02, Outbound Contact Attempt Requirements D2-2-03, Sending a Payment Reminder Notice D2-2-04, Sending a Borrower a Solicitation Package for a Workout Option D2-2-05, Receiving a Borrower Response Package D2-2-06, Sending a Breach or Acceleration Letter D2-2-07, Resolving an Appeal of a Mortgage Loan Modification Trial Period Plan Denial for a Principal Residence D2-2-08, Interviewing Face-to-Face with a Borrower for Certain FHA and HUD Mortgage Loans D2-2-09, Additional Borrower Contact Requirements for the Servicer of a Second Lien Mortgage Loan D2-2-10, Requirements for Performing Property Inspections Chapter D2-3, Fannie Mae’s Home Retention and Liquidation Workout Options Section D2-3.1, Preparing to Implement a Home Retention or Liquidation Workout Option D2-3.1-01, Determining the Appropriate Workout Option D2-3.1-02, Conditions of a First and Second Lien Mortgage Loan Modification for an MBS Mortgage Loan D2-3.1-03, Working with a Borrower that has a Group Home Mortgage Loan D2-3.1-04, Offering a Workout Option When Also Servicing a Subordinate Lien Mortgage Loan D2-3.1-05, Interacting with Mortgage Assistance Fund Program Providers D2-3.1-06, Notifying Fannie Mae of Lead-Based Paint Citations Section D2-3.2, Home Retention Workout Options D2-3.2-01, Forbearance Plan D2-3.2-02, Repayment Plan D2-3.2-03, Government Mortgage Loan Modifications D2-3.2-04, Payment Deferral D2-3.2-05, Disaster Payment Deferral D2-3.2-06, Fannie Mae Flex Modification Section D2-3.3, Home Liquidation Workout Options D2-3.3-01, Fannie Mae Short Sale D2-3.3-02, Fannie Mae Mortgage Release (Deed-in-Lieu of Foreclosure) Section D2-3.4, Other Workout Options to Assist a Borrower D2-3.4-01, Military Indulgence D2-3.4-02, Offering a Mortgage Release (Deed-in-Lieu of Foreclosure) for a Second Lien Mortgage Loan D2-3.4-03, Assignment of a Mortgage Loan to the Insurer or Guarantor D2-3.4-04, Qualifying Mortgage Assumption Workout Option Chapter D2-4, Reporting Delinquent Mortgage Loans and Workout Options D2-4-01, Reporting a Delinquent Mortgage Loan to Fannie Mae D2-4-02, Reporting a Workout Option to Fannie Mae D2-4-03, Reporting Certain Workout Options to Treasury Part E Default-Related Legal Services, Bankruptcy, Foreclosure Proceedings, and Acquired Properties Chapter E-1, Referring Default-Related Legal Matters and Non-Routine Litigation to Law Firms Section E-1.1, Referring a Mortgage Loan to a Law Firm E-1.1-01, General Requirements for Referring a Mortgage Loan to a Law Firm E-1.1-02, Required Referral Documents E-1.1-03, Required Referral Data Section E-1.2, Timing of the Referral to a Law Firm E-1.2-01, Timing of the Bankruptcy Referral E-1.2-02, Timing of the Foreclosure Referral for Mortgage Loans Generally E-1.2-03, Timing of the Foreclosure Referral for Second Lien Conventional Mortgage Loans Not Secured by a Principal Residence E-1.2-04, Timing of the Foreclosure Referral for Government Mortgage Loans Section E-1.3, Handling Non-Routine Litigation E-1.3-01, General Servicer Responsibilities for Non-Routine Matters E-1.3-02, Reporting Non-Routine Litigation to Fannie Mae E-1.3-03, Reporting “Legal Filings” to MERS Chapter E-2, Managing Bankruptcy Proceedings Section E-2.1, Bankruptcy Proceedings in General E-2.1-01, General Servicing Requirements for Mortgage Loans Under Bankruptcy Protection E-2.1-02, Confirming Bankruptcy Information E-2.1-03, Suspending Debt Collection Efforts E-2.1-04, Expected Servicer/Attorney Interaction During Bankruptcy Proceedings E-2.1-05, Filing a Notice of Appearance and Sending Proper Notices E-2.1-06, Reviewing Bankruptcy Reorganization Plans E-2.1-07, Preparing and Filing a Proof of Claim E-2.1-08, Monitoring Borrower Payments and Critical Dates E-2.1-09, Identifying Workout Opportunities E-2.1-10, Dealing with Delays in the Bankruptcy Process E-2.1-11, Remitting P&I for MBS Mortgage Loans That Are Part of a Bankruptcy Section E-2.2, Managing Bankruptcies by Chapter E-2.2-01, Managing Chapter 7 Bankruptcies E-2.2-02, Managing Chapter 11 Bankruptcies E-2.2-03, Managing Chapter 12 Bankruptcies E-2.2-04, Managing Chapter 13 Bankruptcies Section E-2.3, Servicing Special Circumstance Bankruptcies E-2.3-01, Identifying Abusive Filers E-2.3-02, Addressing Individuals with Fractional Interests in a Security Property E-2.3-03, Handling Cramdowns of the Mortgage Debt E-2.3-04, Bankruptcies Involving Mortgage Loans Secured by Investment Properties E-2.3-05, Bankruptcies Involving Multiple Fannie Mae Mortgage Loans E-2.3-06, Responding to Bankruptcies Identified After Foreclosure Sale E-2.3-07, Cross-Border Insolvency Proceedings Chapter E-3, Managing Foreclosure Proceedings Section E-3.1, Foreclosure Proceedings in General E-3.1-01, General Servicing Requirements Related to Foreclosure Proceedings E-3.1-02, Performing Due Diligence Prior to Considering Foreclosure E-3.1-03, Fannie Mae Address for Instruments of Record E-3.1-04, Addressing a Bankruptcy Filed During Active Foreclosure Section E-3.2, Initiating and Processing Foreclosure Proceedings E-3.2-01, Conducting Prereferral Review E-3.2-02, Initiating Foreclosure Proceedings on a First Lien Conventional Mortgage Loan E-3.2-03, Initiating Foreclosure Proceedings on a Second Lien Conventional Mortgage Loan E-3.2-04, Postponing Foreclosure Referral for Mortgage Loans Not Secured by a Principal Residence E-3.2-05, Expected Servicer/Attorney Interaction During Foreclosure Proceedings E-3.2-06, Conducting Borrower Outreach During Foreclosure E-3.2-07, Impact of Engagement with a Mortgage Assistance Fund Program Provider E-3.2-08, Processing Reinstatements During Foreclosure E-3.2-09, Conducting Foreclosure Proceedings E-3.2-10, Paying Certain Expenses During the Foreclosure Process E-3.2-11, Collecting Under an Assignment of Rents E-3.2-12, Performing Property Preservation During Foreclosure Proceedings E-3.2-13, Addressing Title Defects Generally E-3.2-14, Addressing Title Defects for Bifurcated Mortgage Loans E-3.2-15, Allowable Time Frames for Completing Foreclosure Section E-3.3, Preparing for the Foreclosure Sale E-3.3-01, Completing Preforeclosure Sale Review E-3.3-02, Certifying the Status of Workout Negotiations Prior to Foreclosure Sale E-3.3-03, Inspecting Properties Prior to Foreclosure Sale E-3.3-04, Marketing the Foreclosure Sale and Using Foreclosure Auction Services E-3.3-05, Issuing Bidding Instructions E-3.3-06, Handling a Suspension or Reduction of the Redemption Period E-3.3-07, Pursuing a Deficiency Judgment Section E-3.4, When Foreclosure Proceedings Must Be Suspended or Canceled E-3.4-01, Suspending Foreclosure Proceedings for Workout Negotiations E-3.4-02, Canceling the Foreclosure Sale for a Completed Workout Section E-3.5, Servicer Responsibilities Following the Foreclosure Sale E-3.5-01, Foreclosure of a Property Securing an MBS Mortgage Loan E-3.5-02, Handling Third-Party Sales E-3.5-03, Providing Evidence of Title Chapter E-4, Managing Acquired Properties Section E-4.1, Notifying Fannie Mae of Property Acquisitions E-4.1-01, Notifying Fannie Mae of an Acquired Property E-4.1-02, Eliminations and Rescissions of Foreclosure Sales Section E-4.2, Conveying Title to an Acquired Property E-4.2-01, Completing Conveyance Documents E-4.2-02, Handling Reconveyance to the Insurer or Guarantor Section E-4.3, Preserving and Managing Properties E-4.3-01, Managing the Property Post-Foreclosure Sale E-4.3-02, Inspecting Properties Post-Foreclosure Sale E-4.3-03, The Broker's, Agent's, or Property Management Company's Responsibilities E-4.3-04, Handling Eviction Proceedings Section E-4.4, Property and Flood Insurance Coverage Requirements E-4.4-01, Continuing or Canceling Property Insurance Coverage E-4.4-02, Remitting Property Insurance Settlement Proceeds or Unearned Premium Refunds E-4.4-03, Canceling Flood Insurance Coverage for Acquired Properties E-4.4-04, Remitting Flood Insurance Settlement Proceeds or Unearned Premium Refunds Section E-4.5, Filing MI Claims for Liquidated Properties E-4.5-01, Filing MI Claims for Conventional Mortgage Loans or for Other Mortgage Loans for which Fannie Mae Bears the Risk of Loss E-4.5-02, Filing MI Claims for FHA Mortgage Loans E-4.5-03, Filing MI Claims for FHA Coinsured Mortgage Loans E-4.5-04, Filing MI Claims for FHA Title I Loans E-4.5-05, Filing MI Claims for HUD Section 184 Mortgage Loans E-4.5-06, Filing MI Claims for VA Mortgage Loans E-4.5-07, Filing MI Claims for RD Mortgage Loans Chapter E-5, Requesting Reimbursement for Expenses Associated with Default-Related Legal Matters E-5-01, Requesting Reimbursement for Expenses E-5-02, Servicer Responsibilities Prior to Requesting Reimbursement of Attorney Fees and Costs E-5-03, Allowable Bankruptcy Fees E-5-04, Allowable Foreclosure Fees E-5-05, Reimbursing Law Firms/Reimbursement of Uncollected Fees, Costs or Advances E-5-06, Technology Fees and Electronic Invoicing E-5-07, Other Reimbursable Default-Related Legal Expenses Part F Servicing Guide Procedures, Exhibits, and Quick Reference Materials Chapter F-1, Servicing Guide Procedures F-1-01, Servicing ARM Loans F-1-02, Escrow, Taxes, Assessments, and Insurance F-1-03, Establishing and Implementing Custodial Accounts F-1-04, Evaluating a Request for the Release, or Partial Release, of Property Securing a Mortgage Loan F-1-05, Expense Reimbursement F-1-06, Filing an MI Claim for a Liquidated Mortgage Loan or Acquired Property F-1-07, Handling Property Forfeitures and Seizures F-1-08, Managing Foreclosure Proceedings F-1-09, Processing Mortgage Loan Payments and Payoffs F-1-10, Obtaining and Executing Legal Documents F-1-11, Post-Delivery Servicing Transfers F-1-12, Preparing to Implement a Workout Option F-1-13, Processing a Fannie Mae Mortgage Release (Deed-In-Lieu of Foreclosure) F-1-14, Processing a Fannie Mae Short Sale F-1-15, Processing a Government Mortgage Loan Modification F-1-16, Processing a Repayment Plan F-1-17, Processing a Transfer of Ownership F-1-18, Processing a Workout Incentive Fee F-1-19, Processing a Military Indulgence F-1-20, Remitting and Accounting to Fannie Mae F-1-21, Reporting a Delinquent Mortgage Loan via Fannie Mae’s Servicing Solutions System F-1-22, Reporting a Workout Option via Fannie Mae’s Servicing Solutions System F-1-23, Reporting to Third Parties F-1-24, Requesting Fannie Mae’s Approval via Fannie Mae’s Servicing Solutions System F-1-25, Reclassifying or Voluntary Repurchasing an MBS Mortgage Loan F-1-26, Servicing eMortgages F-1-27, Processing a Fannie Mae Flex Modification F-1-28, Reviewing a Transfer of Ownership for Credit and Financial Capacity Chapter F-2, Exhibits F-2-01, Bankruptcy Referral and Completion Timelines F-2-02, Incentive Fees for Workout Options F-2-03, Compensatory Fee Calculation Examples F-2-04, Firm Minimum Requirements F-2-05, Historical Yield Differential Adjustment Provisions F-2-06, Mortgage Insurer Delegations for Workout Options F-2-07, Reporting the Principal Amount for Mortgage Loans with Principal Forbearance F-2-08, Servicing Fees for MBS Mortgage Loans F-2-09, Servicing Fees for Portfolio Mortgage Loans F-2-10, Fannie Mae’s Workout Hierarchy Chapter F-3, Acronyms and Glossary of Defined Terms F-3-01, Acronyms and Glossary of Defined Terms: A F-3-02, Acronyms and Glossary of Defined Terms: B F-3-03, Acronyms and Glossary of Defined Terms: C F-3-04, Acronyms and Glossary of Defined Terms: D F-3-05, Acronyms and Glossary of Defined Terms: E F-3-06, Acronyms and Glossary of Defined Terms: F F-3-07, Acronyms and Glossary of Defined Terms: G F-3-08, Acronyms and Glossary of Defined Terms: H F-3-09, Acronyms and Glossary of Defined Terms: I F-3-10, Acronyms and Glossary of Defined Terms: J F-3-11, Acronyms and Glossary of Defined Terms: K F-3-12, Acronyms and Glossary of Defined Terms: L F-3-13, Acronyms and Glossary of Defined Terms: M F-3-14, Acronyms and Glossary of Defined Terms: N F-3-15, Acronyms and Glossary of Defined Terms: O F-3-16, Acronyms and Glossary of Defined Terms: P F-3-17, Acronyms and Glossary of Defined Terms: Q F-3-18, Acronyms and Glossary of Defined Terms: R F-3-19, Acronyms and Glossary of Defined Terms: S F-3-20, Acronyms and Glossary of Defined Terms: T F-3-21, Acronyms and Glossary of Defined Terms: U F-3-22, Acronyms and Glossary of Defined Terms: V F-3-23, Acronyms and Glossary of Defined Terms: W F-3-24, Acronyms and Glossary of Defined Terms: X F-3-25, Acronyms and Glossary of Defined Terms: Y F-3-26, Acronyms and Glossary of Defined Terms: Z Chapter F-4, Servicing Guide Resources F-4-01, References to Fannie Mae's Website F-4-02, List of Contacts F-4-03, List of Lender Contracts Browse the Guide