APPENDIX A: CASE FILE PACKAGE CONTENT
The case file package could include the following documentation, depending on the basis of the dispute:
- Legible mortgage payment record
- Fannie Mae Form 1008, Transmittal Summary
- Fannie Mae Form 1003, Loan Application
- Desktop Underwriter Batch Findings Reports, if applicable
- Single Loan Waiver Approval, if applicable
- Credit Reports and Credit References, with applicable explanations
- Fannie Mae Form 1005, Verification of Employment
- Tax Returns and/or other documentation used to verify income (W2s, P&Ls, paystubs, etc.)
- Fannie Mae Form 1006, Verification of Deposit and/or other documentation used to verify funds to close and reserves (bank statements, etc.)
- Miscellaneous credit documentation (gift letter, source of funds documentation, proof of sale of prior residence, proof of payoff of debts, tax returns to support rental income, etc.)
- Sales Contract and all addendums
- Fannie Mae Appraisal (Form 1004, 1073, 1025,219 or 2055 as appropriate) with all addendums and attachments
- Miscellaneous property documentation (well and septic certifications, maintenance agreements, final inspection, etc.)
- PUD or condo eligibility documentation, if applicable
- HUD-1 Settlement Statement or Closing Disclosure
- Home Buyer Education Certificate and Worksheet if Community Home Buyer Product
- Final Truth-in-Lending disclosures, including Itemization of Amount Financed or Loan Estimate
- Settlement/Closing/Escrow Instructions
- Discount Point Worksheet, if applicable
- Conventional Prepayment Penalty Worksheet, if applicable
- RESPA Affiliated Business Disclosure, if applicable
- Borrower’s Choice of Attorney Form, if applicable
- Legible mortgage payment record
- Buy down schedule (Form 305D), if applicable
- Assumption documents, if applicable
- Current hazard insurance policy Current flood insurance policy and life of loan flood
- Certificate of occupancy, if applicable
- Note
- FHA/VA/MI Certificate, if applicable
- Recorded mortgage instrument with all applicable riders
- Un-recorded assignment in recordable form
- Any intervening assignments, recorded or unrecorded
- Complete mortgagee's title policy with all endorsements
- Survey, if applicable
- Fannie Mae Form 1068 or 1069 for cash; Form 2005 for MBS/MRS HUD-1 Settlement Statement
- Original commitment for title insurance, title opinion or abstract of title
- Collection history/notes
Additional agreements / contract could be required depending on the basis of the dispute:
- Master agreement
- MBS Pool Purchase Contract
- Any pilot agreements
- Indemnification agreement
- Repurchase agreement
- Resolution agreement
- Loss share or recourse agreement
- Acknowledgement agreement
- 629 form
- Consent to servicing transfer
- Servicing directives
- Any other agreements that may have been entered into between the responsible party and Fannie Mae