Servicing Guide

Published September 9, 2020

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Do we need to notify Fannie Mae if there is a death of one of the borrowers on the mortgage note?

No, servicers are not required to report the death of a borrower to Fannie Mae unless the borrower is delinquent. When reporting delinquency of a deceased borrower to Fannie Mae, the servicer should report the following code:

Code

Name

Definition

001

Death of Borrower

The delinquency is attributable to the death of the borrower.

For more information, please see Servicing Guide section: F-1-22: Reporting a Delinquent Mortgage Loan via Fannie Mae’s Servicing Solutions System 

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Customers Recommend Ask Poli

If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources.

Guide Resources

For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more.

Visit Selling and Servicing Guide Communications and Forms

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