The record layout detailed in the following table must be used for the delinquent mortgage loan file extract.
|#||Data Element||Position||Format||Required Field||Definition|
|1||Servicer Number||1-9||9 N/ 9(9)||Yes||Fannie Mae-assigned servicer number.|
|3||Fannie Mae Loan Number||11-20||10 AN / 9(10)||Yes||10-digit unique Fannie Mae- assigned loan number.|
|5||Delinquency Status Code||22-23||2 AN / X(2)||Yes||The latest action or stage of a specific action for a mortgage in each reporting cycle.|
|7||Reason for Delinquency Code||25-27||3 AN / X(3)||Yes||Describes the circumstance that appears to be the primary contributing factor to the delinquency.|
|9||Default Effective Date||29-36||8 N / 9(8)||Required for codes 09, 12, 15, 17, 80, BF and AW.||Date the delinquency status code becomes effective.|
|11||Default Completion Date||38-45||8 N / 9(8)||Required for codes 09, 12,15, 17 and BF.||Date the delinquency status was completed.|
|13||Forbearance Program Type Code||47||1 N / X(1)||Required for reporting forbearance program type||
Indicates what type of forbearance plan the borrower is on:
|15||Imminent Default Indicator||49||1 N / X(1)||Required for reporting when the Forbearance Program Type Code is a value other than 0.||
Indicates the loan has been placed in forbearance because the borrower has been determined to be in imminent default.
|17||Forbearance Program Payment Amount||51 -61||11 N / 9(8).99||Required for reporting when the Forbearance Program Type Code is a value other than 0.||
The forbearance program payment amount is the amount agreed to, not the actual amount received.
If the value is short of length, prefix with zeros and suffix with zeros after the decimal.
|19||Forbearance Program Payment Date||63 -70||8 AN / X(1)||Required for reporting forbearance program payment date||Date the forbearance payment was received during the last reporting month.|
|21||Ninety Plus New Layout Indicator||72-75||4 AN / X(4)||Required for reporting forbearance program||
Enter 4 spaces.
For more information please see Servicing Guide F-1-22, Reporting a Delinquent Mortgage Loan via Fannie Mae’s Servicing Solutions System.