Servicing Guide

Published November 10, 2020

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What are the procedures for filing an extension for a mortgage insurance claim from FHA?

If the servicer cannot convey title to FHA, submit the required title evidence or fiscal data, or file a supplemental claim within the time frames FHA allows, it must send a Mortgagee's Request for Extensions of Time (Form HUD 50012) to its local HUD office in accordance with E-4.5-02, Filing MI Claims for FHA Mortgage Loans. The request must include the information shown in the following table.  

The servicer must...
 

Provide a valid reason for requesting the extension.

 

Define the circumstances that prevent the servicer from taking the timely action.

 

Mail the form at least 10 days before the allowable time period has elapsed.

For more information please see F-1-06, Filing an MI Claim for a Liquidated Mortgage Loan or Acquired Property.

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