Default-Related Legal Services, Bankruptcy, Foreclosure Proceedings, and Acquired Properties

• Chapter E-1, Referring Default-Related Legal Matters and Non-Routine Litigation to Law Firms
  • E-1.1, Referring a Mortgage Loan to a Law Firm
  • E-1.2, Timing of the Referral to a Law Firm
  • E-1.3, Handling Non-Routine Litigation
• Chapter E-2, Managing Bankruptcy Proceedings
  • E-2.1, Bankruptcy Proceedings in General
  • E-2.2, Managing Bankruptcies by Chapter
  • E-2.3, Servicing Special Circumstance Bankruptcies
• Chapter E-3, Managing Foreclosure Proceedings
  • E-3.1, Foreclosure Proceedings in General
  • E-3.2, Initiating and Processing Foreclosure Proceedings
  • E-3.3, Preparing for the Foreclosure Sale
  • E-3.4, When Foreclosure Proceedings Must Be Suspended or Canceled
  • E-3.5, Servicer Responsibilities Following the Foreclosure Sale
• Chapter E-4, Managing Acquired Properties
  • E-4.1, Notifying Fannie Mae of Property Acquisitions
  • E-4.2, Conveying Title to an Acquired Property
  • E-4.3, Preserving and Managing Properties
  • E-4.4, Property and Flood Insurance Coverage Requirements
  • E-4.5, Filing MI Claims for Liquidated Properties
• Chapter E-5, Requesting Reimbursement for Expenses Associated with Default-Related Legal Matters
  • E-5-01, Requesting Reimbursement for Expenses
  • E-5-02, Servicer Responsibilities Prior to Requesting Reimbursement of Attorney Fees and Costs
  • E-5-03, Allowable Bankruptcy Fees
  • E-5-04, Allowable Foreclosure Fees
  • E-5-05, Prorated Attorney Fees / Reimbursement of Uncollected Fees, Costs or Advances
  • E-5-06, Technology Fees and Electronic Invoicing
  • E-5-07, Other Reimbursable Default-Related Legal Expenses