Servicing Guide

Published June 10, 2020

The Servicing Guide is organized into parts that reflect how lenders generally categorize various aspects of their business relationship with Fannie Mae. To begin browsing, select from any of the sections below. You may also download the entire Servicing Guide in PDF format.

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What events may require additional legal services associated with the foreclosure?

Events that may require additional legal services include, but are not limited to, the following:

  • additional court appearances due to borrower delay or court-initiated continuances;

  • motions to shorten redemption periods (for instance, when a property has been abandoned);

  • litigation activities, including discovery practice, motions, trial, and appeal, engendered by borrower defenses not related to origination or servicing of the mortgage loan or the acts or omissions of a law firm selected and retained by the servicer;

  • probate court practice required due to the death of the borrower or co-borrower; or

  • intervention by other claimants, including taxing authorities or HOA or condo associations.

For more information please see: E-5-04, Allowable Foreclosure Fees

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