Servicing Guide

The Servicing Guide is organized into parts that reflect how lenders generally categorize various aspects of their business relationship with Fannie Mae. To begin browsing, select from any of the sections below. You may also download the entire Servicing Guide in PDF format.

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When can a claim be submitted for FHA mortgage insurance benefits on a foreclosed single-family mortgage loan?

Under FHA regulations, a mortgagee may submit a claim for FHA insurance benefits for a foreclosed single-family mortgage loan on the date that the deed to HUD is filed for record. The servicer must follow the procedures in Filing an MI Claim with FHA in F-1-06, Filing an MI Claim for a Liquidated Mortgage Loan or Acquired Property.

For more information please see: E-4.5-02: Filing MI Claims for FHA Mortgage Loans

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What action should be taken if the FHA mortgage insurance claim cannot be filed within the time frame FHA allowed?

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