Servicing Guide

Published September 9, 2020

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Who is responsible for ensuring the deed is recorded after the foreclosure sale or mortgage release has been completed?

Unless otherwise notified by Fannie Mae, the servicer must ensure the deed is recorded so that the tax rolls will be changed to reflect Fannie Mae’s ownership of the property after the foreclosure sale or mortgage release is complete (see E-4.2-01, Completing Conveyance Documents). Fannie Mae will designate a broker, agent, vendor, or property management company to oversee the property marketing and will assume responsibilities for the payment of ground rents and property taxes, as well as fees and assessments invoiced by an HOA, condo association, or co-op corporation once the foreclosure sale occurs. The servicer is not responsible for these expenses after Fannie Mae acquires the property, unless otherwise directed by Fannie Mae. The servicer must direct questions regarding the payment of these expenses to Fannie Mae’s SF CPM division (see F-4-03, List of Contacts).

For more information please see: E-4.3-01: Managing the Property Post-Foreclosure Sale 

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If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources.

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