Servicing Guide

Published November 10, 2020

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What are the requirements for completing a preforeclosure sale review prior to the scheduled foreclosure sale date?

The servicer must review the mortgage loan history at least 30 days prior to the scheduled foreclosure sale date, or in applicable foreclosure actions where there is no foreclosure sale and title is transferred by court order, the estimated court order docket date (if known), to verify

  • compliance with all required delinquency management requirements in accordance with this Part and Part D of this Servicing Guide, and

  • that no approved payment arrangements or workout offers are pending or accepted.

The servicer must fulfill the delinquency management requirements or resolve outstanding workout offers prior to the foreclosure certification date referenced in E-3.3-02, Certifying the Status of Workout Negotiations Prior to Foreclosure Sale.

For more information please see: E-3.3-01: Completing Preforeclosure Sale Review.

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