Servicing Guide

Published November 10, 2020

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What are Fannie Mae requirements for addressing title defects?

The servicer must comply with Fannie Mae’s requirements for addressing title defects, as shown in the following table.

The servicer must…
 

Take reasonable steps to correct the defect, even if the servicer is not responsible for the selling representations and warranties for the mortgage loan or if the title defect was created by a prior servicer.

 

Promptly provide the title information to the responsible party if the servicer is not the responsible party.

 

Correct the title defect as part of the foreclosure process when possible.

Fannie Mae reserves the right, at its option, to pursue other remedies as set forth in the Guides.

For more information please see: E-3.2-13: Addressing Title Defects Generally 

 

 

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Customers Recommend Ask Poli

If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources.

Guide Resources

For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more.

Visit Selling and Servicing Guide Communications and Forms

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