Servicing Guide

The Servicing Guide is organized into parts that reflect how lenders generally categorize various aspects of their business relationship with Fannie Mae. To begin browsing, select from any of the sections below. You may also download the entire Servicing Guide in PDF format.

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What are Fannie Mae requirements for addressing title defects?

The servicer must comply with Fannie Mae’s requirements for addressing title defects, as shown in the following table.

The servicer must…
 

Take reasonable steps to correct the defect, even if the servicer is not responsible for the selling representations and warranties for the mortgage loan or if the title defect was created by a prior servicer.

 

Promptly provide the title information to the responsible party if the servicer is not the responsible party.

 

Correct the title defect as part of the foreclosure process when possible.

Fannie Mae reserves the right, at its option, to pursue other remedies as set forth in the Guides.

For more information please see: E-3.2-13: Addressing Title Defects Generally 

 

 

Related Articles

Is the servicer excused from possible correction or repurchase obligations if the correction of title issues is delayed by outside entities?

Delays by title insurance companies in processing and resolving claims, or disputes with title insurance companies over coverage issues will not excuse...

Read more

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