Servicing Guide

Published June 10, 2020

The Servicing Guide is organized into parts that reflect how lenders generally categorize various aspects of their business relationship with Fannie Mae. To begin browsing, select from any of the sections below. You may also download the entire Servicing Guide in PDF format.

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How does Fannie Mae define a Cramdown?

A cramdown is an attempt to involuntarily modify any terms of the security deed, mortgage, or note by court order.

For more information please see: E-2.3-03: Handling Cramdowns of the Mortgage Debt 

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Related Articles

E-2.3-03: Handling Cramdowns of the Mortgage Debt (11/25/2015)

A cramdown is an attempt to involuntarily modify any terms of the security deed, mortgage, or note by court order. A borrower’s request for a cramdown for...

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What should be done if the borrower request a cramdown for which Fannie Mae has not delegated authority to the servicer or the law firm to address the issues presented?

A borrower’s request for a cramdown for which Fannie Mae has not delegated authority to the servicer or the law firm to address the issues presented...

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