Servicing Guide

Published June 10, 2020

The Servicing Guide is organized into parts that reflect how lenders generally categorize various aspects of their business relationship with Fannie Mae. To begin browsing, select from any of the sections below. You may also download the entire Servicing Guide in PDF format.

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In what instances would a Chapter 11 bankruptcy cramdown need to be reported as a non-routine litigation for Fannie Mae review?

If neither the servicer nor the law firm has been granted delegated authority to address a borrower’s request fora cramdown, the servicer must immediately report this as non-routine litigation to Fannie Mae’s Legal department by submitting Non-Routine Litigation Form (Form20). In cases in which the borrower will not receive a discharge upon confirmation of the reorganization plan, the servicer must instruct the law firm to attempt to negotiate termination of the automatic stay upon confirmation of the plan.

See also E-2.3-03, Handling Cramdowns of the Mortgage Debt.

For more information please see: E-2.2-02: Managing Chapter 11 Bankruptcies

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