Servicing Guide

Published June 10, 2020

The Servicing Guide is organized into parts that reflect how lenders generally categorize various aspects of their business relationship with Fannie Mae. To begin browsing, select from any of the sections below. You may also download the entire Servicing Guide in PDF format.

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What are examples of potential delays in the bankruptcy process?

The bankruptcy timelines in this chapter represent expected time frames within which Fannie Mae expects a routine bankruptcy proceeding to be concluded, given the applicable legal requirements. Fannie Mae recognizes there are a variety of issues that may cause delays in completing bankruptcy cases.

Examples of potential delays in the bankruptcy process include:

  • the borrower performing in accordance with an adequate protection order or stipulation,
  • a bankruptcy trustee attempting to sell the property securing the mortgage loan, or
  • jurisdictional constraints being present.

For more information please see: E-2.1-10: Dealing with Delays in the Bankruptcy Process.

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E-2.1-10: Dealing with Delays in the Bankruptcy Process (11/12/2014)

The bankruptcy timelines in this chapter represent expected time frames within which Fannie Mae expects a routine bankruptcy proceeding to be concluded,...

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