Servicing Guide

Published September 9, 2020

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When referring a mortgage loan to a law firm for foreclosure proceedings, at what point is the foreclosure considered to have begun?

Foreclosure is considered to have begun on the date when the servicer refers the matter to a law firm. The servicer must maintain a record of the date of the referral in the mortgage loan file.

For more information please see: E-1.2-02: Timing of the Foreclosure Referral for Mortgage Loans Generally.

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If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources.

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