Servicing Guide

The Servicing Guide is organized into parts that reflect how lenders generally categorize various aspects of their business relationship with Fannie Mae. To begin browsing, select from any of the sections below. You may also download the entire Servicing Guide in PDF format.

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When referring a mortgage loan to a law firm for foreclosure proceedings, at what point is the foreclosure considered to have begun?

Foreclosure is considered to have begun on the date when the servicer refers the matter to a law firm. The servicer must maintain a record of the date of the referral in the mortgage loan file.

For more information please see: E-1.2-02: Timing of the Foreclosure Referral for Mortgage Loans Generally.

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