Servicing Guide

Published June 10, 2020

The Servicing Guide is organized into parts that reflect how lenders generally categorize various aspects of their business relationship with Fannie Mae. To begin browsing, select from any of the sections below. You may also download the entire Servicing Guide in PDF format.

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What are the bankruptcy referral requirements for mortgage loans previously referred to foreclosure?

When the mortgage loan associated with a bankruptcy case has been previously referred to a law firm for the initiation of foreclosure proceedings, the servicer must immediately

  • notify the law firm of the bankruptcy filing, and
  • send any required bankruptcy referral within two weeks from the date of the bankruptcy filing.

Bankruptcy referral requirements for mortgage loans previously referred to foreclosure are described in the following table. insert table. 

For more information please see: E-1.2-01: Timing of the Bankruptcy Referral.
 

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E-1.2-01: Timing of the Bankruptcy Referral (11/12/2014)

The timeline for referring a case to a law firm will vary depending on the status of the mortgage loan at the time the bankruptcy case is filed. See F-2-01...

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What is the required timeline for referring a bankruptcy case to a law firm?

The timeline for referring a bankruptcy case to a law firm will vary depending on the status of the mortgage loan at the time the bankruptcy case is filed....

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What are the bankruptcy referral requirements for mortgage loans NOT previously referred to foreclosure?

The servicer may refer all delinquent mortgage loans in Chapter 7, 12, and 13 cases to a law firm for preparation of the proof of claim and, in Chapter 12...

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