Servicing Guide

Published September 9, 2020

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When should the servicer request updated documentation from a borrower when evaluating a borrower's ability to make a cash contribution if the Borrower Response Package is greater than 90 days old?

The servicer must not request updated documentation from the borrower when evaluating the borrower’s ability to make a cash contribution and the complete BRP is greater than 90 days old. However, if the borrower’s credit report is greater than 90 days old when the servicer evaluates the borrower’s ability to make a cash contribution, the servicer must obtain a new credit report.  

For more information see Servicing Guide D2-3.3-01, Fannie Mae Short Sale.

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