Servicing Guide

Published November 10, 2020

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What actions should be taken if the servicer determines that a mortgage loan modification is the appropriate workout option for an MBS mortgage loan?

If the servicer determines that a mortgage loan modification is the appropriate workout option for an MBS mortgage loan with a pool issue date on or after January 1, 2009, and that the extraordinary circumstances relating to the mortgage loan justify the earlier removal of the mortgage loan from the MBS pool, it must request Fannie Mae’s prior written approval to remove a mortgage loan that has only one monthly payment delinquent if the delinquency has not been fully cured on or before the next payment date.

For more information please see: D2-3.1-02: Working with an MBS Mortgage Loan for Certain Workout Options

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If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources.

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