Servicing Guide

Published September 9, 2020

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Can the servicer initiate legal proceedings or intervene in legal proceedings on Fannie Mae's behalf when handling notices of liens, legal action or other actions impacting Fannie Mae's interest?

The servicer must not initiate legal proceedings or intervene in legal proceedings on Fannie Mae's behalf without Fannie Mae's prior written approval, with the exception of routine foreclosures, bankruptcy matters, and possessory actions for certain mortgage loans.  

See below for related Q&A's:

Does Fannie Mae direct and control all litigation involving a Fannie Mae mortgage loan when handling notices of liens, legal action or other actions impacting Fannie Mae's interest?

What actions should be taken to prevent new liens becoming superior to Fannie Mae's mortgage lien?

What are the servicer responsibilities upon receipt of notice of a legal action impacting Fannie Mae’s interest? 

What action should be taken if the servicer receives an electronic notice from MERS related to a mortgage loan that it is servicing for Fannie Mae?

Who should the servicer contact upon receipt notification of notices of liens, legal action, other actions impacting FNMA's interest, when a condo association, co-op corp. or PUD project are involved?

For more information please see: D1-6-02: Handling Notices of Liens, Legal Action, Other Actions Impacting Fannie Mae's Interest.

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If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources.

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