Servicing Guide

Published September 9, 2020

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How does Fannie Mae define an affiliated entity as it relates to Lender Place insurance?

For purposes of lender-placed insurance, an affiliated entity is defined as

  • an entity owned or controlled, in whole or in part, by the servicer including, but not limited to, a subsidiary or joint venture of the servicer;

  • an entity that owns or controls, in whole or in part, the servicer (for example, the parent company of the servicer); or

  • an entity under common ownership or control with the servicer (for example, two subsidiaries of the same parent company).

An affiliated entity does not include a publicly traded company where the servicer owns less than 5% of its stock.

For more information please see: B-6-01, Lender-Placed Insurance Requirements.

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Customers Recommend Ask Poli

If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources.

Guide Resources

For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more.

Visit Selling and Servicing Guide Communications and Forms

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