Servicing Guide

The Servicing Guide is organized into parts that reflect how lenders generally categorize various aspects of their business relationship with Fannie Mae. To begin browsing, select from any of the sections below. You may also download the entire Servicing Guide in PDF format.

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B-4-02: Builder’s Risk/Construction Site Insurance (11/12/2014)

When Fannie Mae purchases a mortgage loan that combines construction and permanent financing into a single transaction before the construction of the property improvements is completed, builder’s risk/construction site insurance equal to the original mortgage loan amount must be obtained.

Once the improvements are complete or the borrower occupies the property, whichever occurs first, Fannie Mae’s standard applicable insurance requirements apply. See B-2, Property Insurance Requirements and B-3, Flood Insurance Requirements for additional information.

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