Servicing Guide

Published June 10, 2020

The Servicing Guide is organized into parts that reflect how lenders generally categorize various aspects of their business relationship with Fannie Mae. To begin browsing, select from any of the sections below. You may also download the entire Servicing Guide in PDF format.

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B-4-01: Earthquake or Typhoon Insurance (11/12/2014)

Earthquake insurance is required for

  • insurable improvements of any property securing a mortgage loan in Puerto Rico, and

  • insurable improvements of masonry construction on any property securing a mortgage loan in Guam.

A typhoon endorsement is required for any property securing a mortgage loan in Guam.

See B-2, Property Insurance Requirements for requirements related to the amount of coverage and maximum allowable deductible.

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Related Articles

When is earthquake insurance required for the mortgage loan?

Earthquake insurance is required for insurable improvements of any property securing a mortgage loan in Puerto Rico, and insurable improvements of masonry...

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When is typhoon insurance required for a mortgage loan?

A typhoon endorsement is required for any property securing a mortgage loan in Guam. For more information please see: B-4-01, Earthquake or Typhoon...

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