Servicing Guide

Published November 10, 2020

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Is an escrow account required in connection with a loan modification?

Yes, the account must be escrowed unless the borrower is on a modification related to a disaster and is current on the payments for taxes, special assessments, property and flood insurance premiums, premiums for borrower-purchased MI, ground rents, and similar items.

For more information please see: B-1-01, Administering an Escrow Account and Paying Expenses.

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Customers Recommend Ask Poli

If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources.

Guide Resources

For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more.

Visit Selling and Servicing Guide Communications and Forms

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