Servicing Guide

Published September 9, 2020

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How do I determine the subsequent delinquency severity in the SMDU UI?

In the “Subsequent Delinquency Severity”, field report the greatest number of missed payments within the first 12 months of the effective date of  the workout.  Report zero if loan had no subsequent delinquency or if the loan was reinstated on or after 12 months from effective date of the modification. 

  • Example:  If the borrower was three payments behind, but is now only two months past due, report value of three.

For additional information refer to the Evaluate for Workout or Evaluate for First Time Final sections of the SMDU UI User Guide.

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If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources.

Guide Resources

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