Servicing Guide

Published September 9, 2020

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What is the difference between the "Reported Last Unpaid Principal Balance" and the "Last Unpaid Principal Balance" fields on the Loan & Origination page in the SMDU UI?

The "Reported Last Unpaid Principal Balance" is the loan's last unpaid principal balance reported to Fannie Mae via Investor Reporting (SURF).

The "Last Unpaid Principal Balance" is the principal balance from your servicing system at the time of evaluation. This does NOT include any existing forbearance amount.

The “Unreported Owed/Received Principal”, this is the difference between the “Reported Last Unpaid Principal Balance” and the “Last Unpaid Principal Balance” on your servicing system at the time of evaluation, this does NOT include any existing forbearance amount.

For additional information please refer to the "Evaluate for Final" section OR the "Create Manual Submission" section of the SMDU UI User Guide. 

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If you have additional questions, Fannie Mae customers can visit Ask Poli to get information from other Fannie Mae published sources.

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