Servicing Guide

Published June 10, 2020

The Servicing Guide is organized into parts that reflect how lenders generally categorize various aspects of their business relationship with Fannie Mae. To begin browsing, select from any of the sections below. You may also download the entire Servicing Guide in PDF format.

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What are Fannie Mae's requirements for the trimming of trees, shrubs and vines during property preservation?

  • Trimming must be completed when affecting the condition or access to the main dwelling, detached structures, fencing, lanai, and/or mechanical equipment.
  • Decoratively prune all shrubs in front viewable areas to appropriate levels for the structure, this includes any side bed if viewable from front or if the property is located on a corner lot.
  • Trim tree branches to a minimum of one (1) foot away from the structure and at least three (3) feet off of the roof.
  • Remove all non-decorative vegetation attached to structure (including hanging vines).
  • Trim all damaged/dead branches.
  • Any resulting debris from the trimming must be removed from the property as a part of the trimming service. The Debris Removal Allowable must not be utilized to remove the resulting trimming debris from the property.

For additional information please see: Property Preservation Matrix and Reference Guide, Section 5, Initial Securing and Initial Services.

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