Servicing Guide

Published June 10, 2020

The Servicing Guide is organized into parts that reflect how lenders generally categorize various aspects of their business relationship with Fannie Mae. To begin browsing, select from any of the sections below. You may also download the entire Servicing Guide in PDF format.

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What are the requirements for property preservation property registration?

Upon delinquency, the servicer must determine any requirements imposed by municipal, county, or state authorities for property registration. The servicer must register the property as required and pay all applicable registration fees using the Property Registration Allowable. A servicer may have to register properties upon vacancy, foreclosure, title transfer, blight conditions or any combination thereof. The servicer may need to re-register upon loan servicing transfers or contact information updates. Timely compliance is required to avoid penalties and fines.

In addition to the initial registration, municipalities may require periodic registration renewals. The servicer must file any subsequent notices as required by law. Timely compliance is required to avoid penalties and fines. The servicer will be held responsible for any fines, fees and penalties charged against Fannie Mae or the servicer as a result of the servicer's failure to file the required notice(s). These fines, fees, penalties, and/or liens are not reimbursable by Fannie Mae.

Refer to Section 16: Reimbursement Requests within this Property Preservation Guide for further guidance.

For additional information please see: Property Preservation Matrix and Reference Guide, Section 4, Property Registrations.

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