No, if a seller/servicer does not already maintain an escrow account for a particular mortgage loan for which an HO-6 insurance policy is required, then establishing an escrow account for the HO-6 insurance is not required. However, if the seller/servicer does maintain an escrow account for that particular mortgage loan, then it must also escrow for HO-6 insurance premiums.
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If a seller/servicer does not maintain an escrow account for a particular mortgage loan and HO-6 insurance is required, is the seller/servicer required to escrow for HO-6 insurance?
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