Consistent with the Servicemember's Civil Relief Act (SCRA), Fannie Mae's military indulgence provides protection and relief to civilians who incur a mortgage debt and subsequently enter military service, including members of the National Guard who are called to active duty by federal authorities. Fannie Mae’s military indulgence policy covers those servicemembers entitled to relief under SCRA as well as members of the National Guard or other state-supported military unit who are called to active duty by a state governor and entitled to state-mandated relief. The relief generally begins when the individual reports for active duty and ends a period of time after he or she is separated from active duty. The servicer must grant relief in compliance with applicable law(see Selling Guide A2-1-08, Compliance with Laws ).
For more information please see: D2-3.4-01: Military Indulgence.